Deposits | Interest Rates

We've designed a range of Transaction and Savings Accounts, which provide you with convenience, flexibility, security and competitive interest rates.

Transaction Accounts | Interest Rates

Access Accounts
 
Balance
Interest Rate (pa)
$0 - $499
0.00%
$500 - $19,999
0.05%
$20,000 - $49,999
0.15%
$50,000 - $99,999
0.50%
$100,000 plus
0.75%


Cash Management Account
 
Balance
Interest Rate (pa)
$0 - $4,999
0.00%
$5,000 - $9,999
1.00%
$10,000 - $19,999
1.75%
$20,000 - $49,999
3.25%
$50,000 - $99,999
3.50%
$100,000 plus
4.25%


Deeming Accounts
 
Balance
Interest Rate (pa)
$0 - $1,999
3.50%
$2000 - $39,400
3.00%
$39,401 plus
5.00%

 

Savings Accounts | Interest Rates

iQSaver
 
Balance
Interest Rate (pa)
$0 - $1,999
0.00%
$2,000-$49,999
5.50%
$50,000 plus
5.50%


CU+ Saver and Wildlife Saver
 
Balance
Interest Rate (pa)
$0 plus (without bonus interest)
0.05%
$0 plus (with bonus interest*)
6.05%


JuniorSaver
 
Balance
Interest Rate (pa)
$0 - $1,999
0.25%
$2000 - $19,999
2.00%
$20,000 plus
3.00%


UniSaver and TeenSaver
 
Balance
Interest Rate (pa)
$0 - $19,999
0.05%
$20,000 - $49,999
0.15%
$50,000 - $99,999
0.50%
$100,000 plus
0.75%


Christmas Account
 
Balance
Interest Rate (pa)
$0 - $1,999
0.10%
$2000 plus
1.00%
Withdrawals and transfers are permitted between 1 November and 31 January each year without penalty

*Bonus interest is paid on the full account balance (calculated daily, paid monthly) provided there is atleast 1 deposit and no withdrawals in the same month. These rates should be used as a guide only and not relied upon entirely. Current Interest rates and fees can be obtained from any one of our branches or by contacting us on 1300 937 824.

   
NOTE: Western City Credit Union is a division of Community Alliance Credit Union Limited, the product issuer of deposit and payment products. ABN 14 087 650 771, AFSL No: 245576, and BSB 802 395. Please refer to our Financial Services Guide for further information about us. Any advice given on this website is of a general nature only and not based on any consideration of your objectives, financial situation and needs. Please consider the appropriateness of the advice for you before acting.