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Deposits
| Interest Rates |
We've designed a range of Transaction and
Savings Accounts, which provide you with convenience,
flexibility, security and competitive interest rates.
Transaction Accounts
| Interest Rates |
|
| Access Accounts |
|
| Balance |
Interest Rate
(pa) |
| $0 - $499
|
0.00% |
| $500 - $19,999
|
0.05% |
| $20,000 -
$49,999 |
0.15% |
| $50,000 -
$99,999 |
0.50% |
| $100,000 plus
|
0.75% |
|
| Cash Management
Account |
|
| Balance |
Interest Rate
(pa) |
| $0 - $4,999
|
0.00% |
| $5,000 - $9,999
|
1.00% |
| $10,000 -
$19,999 |
1.75% |
| $20,000 -
$49,999 |
3.25% |
| $50,000 -
$99,999 |
3.50% |
| $100,000
plus |
4.25% |
|
| Deeming Accounts |
|
| Balance |
Interest Rate
(pa) |
| $0 - $1,999
|
3.50% |
| $2000 - $39,400
|
3.00% |
| $39,401 plus
|
5.00% |
|
Savings Accounts
| Interest Rates |
|
| iQSaver |
|
| Balance |
Interest Rate
(pa) |
| $0 - $1,999
|
0.00% |
| $2,000-$49,999
|
5.50% |
| $50,000 plus
|
5.50% |
| CU+ Saver and Wildlife Saver |
|
| Balance |
Interest Rate (pa) |
| $0 plus (without bonus interest) |
0.05% |
| $0 plus (with bonus interest*) |
6.05% |
|
| JuniorSaver |
|
| Balance |
Interest Rate
(pa) |
| $0 - $1,999
|
0.25% |
| $2000 - $19,999
|
2.00% |
| $20,000 plus
|
3.00% |
|
| UniSaver
and TeenSaver |
|
| Balance |
Interest Rate
(pa) |
| $0 - $19,999
|
0.05% |
| $20,000 -
$49,999 |
0.15% |
| $50,000 -
$99,999 |
0.50% |
| $100,000 plus
|
0.75% |
|
| Christmas
Account |
|
| Balance |
Interest Rate
(pa) |
| $0 - $1,999
|
0.10% |
| $2000 plus
|
1.00% |
| Withdrawals and
transfers are permitted between 1 November
and 31 January each year without penalty |
|
*Bonus interest is paid on the full account balance (calculated daily, paid monthly) provided there is atleast 1 deposit and no withdrawals in the same month.
These rates should be used as a guide only and not relied
upon entirely. Current Interest rates and fees can be
obtained from any one of our branches or by contacting
us on 1300 937 824.
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| NOTE: Western City Credit Union is a division of
Community Alliance Credit Union Limited, the product
issuer of deposit and payment products. ABN 14 087
650 771, AFSL No: 245576, and BSB 802 395. Please refer
to our Financial
Services Guide for further information about us.
Any advice given on this website is of a general nature
only and not based on any consideration of your objectives,
financial situation and needs. Please consider the
appropriateness of the advice for you before acting. |
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